Short term car insurance

How Effective Is Short Term Car Insurance Cover?

You can gain access to temporary car insurance in the USA. More certainly, this insurance will cover you even when you drive someone else’s car or your car when you lend it to someone. The comprehensive cover will normally last for a period of between 1 and 28 days after the purchase. You are entitled to full compensation should anything happen in the middle of it all.

This means that, a short term car insurance cover is effective for a test drive that lands you in someone’s back yard or if you intend to take a long trip with a friend or family. You can get a quote from a verified insurance company and get to be told of the kind of packages that they may have. In many instances, the cover will be ready in minutes and afterward you are good to go.

Short term car insurance is crafted in a way that you are covered for the period and this does not affect the car’s main insurance policy. Some of the providers will even issue you with a cover that will include driving around as far as Europe.

The kind of car you drive should not be a hindrance. Whether you intend to drive a classic car or a brand new BMW, you will still get the value of the insurance. Short term car insurance cover does not discriminate who drives your car during that period. You can have someone else drive the car and a mishap will be compensated just as it would have been had it been you on the steering wheel.

There are other providers who would issue a cover on a day to day basis. In such instances, the short term car insurance is processed within minutes as you wait. However, you should keep in mind the duration of the cover. You should make an inquiry whether the cover can be extended upon expiry. Also make sure that you have a USA or European Drivers’ license. This will cushion your short term car insurance application from being rejected. There are however some insurers who will accept a different license.

In selecting the best Short term car insurance providers, look for added features that may come with the package. Some of the temporary insurance will provide a getaway car in case of a breakdown or accident. These services can cover as far as continental Europe and as close as ten kilometres off your house. Another cover you may get is replacement and compensation of car keys. The provider reissues the key or you get compensated to get new ones. This may however depend on how you lost them in the first place.

A medical cover is also possible with a short term car insurance. Temporary insurance will provide medical cover for each individual in the car. You should not worry when a shameless burglar breaks into your car and steals stuff. The insurance company may have that covered too. If, God forbid, your injuries have affected your legs, you may get a free cover for a wheel chair as well!